Jason R. Newcomb, CFP®
Jason embarked on his career in financial planning services after receiving a BS degree from Cook College at Rutgers University in 1994. Upon graduation, Jason joined Madison Financial Group (MFG) where he worked as an associate advisor and was rapidly promoted to Director of Client Services after a six month internship. In 1997, Jason obtained his CERTIFIED FINANCIAL PLANNERTM certification and became a partner of MFG in 1998. While with MFG, Jason continued to direct client services while helping to maintain the firm’s clientele.
In 2003, Jason co-founded Newroads Financial Group in Clinton, NJ. As President, he oversees the firm’s clients, addresses on-going financial planning concerns and manages the day-to-day operations of the firm. Jason is committed to creating life-long partnerships with his clients, and is responsible for helping them with all the decisions and details that come along with today’s complex financial world.
Jason maintains his professional certification with annual continuing education credits and through attendance at various seminars and conferences throughout the country – where he is regularly invited to speak about the firm’s unique approach to comprehensive financial planning.
Jason has organized and sponsored a variety of events that enable the firm’s clients to ask questions about relative financial issues and concerns. He has also appeared in several web-based videos in an effort to educate clients about current market perspectives and to provide updates on Newroads Financial Group.
Jason is an enthusiastic Rutgers alumnus who shows his alma mater spirit with regular attendance at countless RU sporting events. With his family by his side, Jason enjoys not only home games, but traveling to away games as well. He is currently training to be a private pilot and looks forward to chartering his own flights to future away games! Jason is an active supporter of all things Rutgers, currently serving as Social Chairperson for the Scarlet Knights Wrestling Club Board, Vice President for the Men’s Basketball Court Club and Chairperson for the RU Baseball annual golf outing. His involvement with Rutgers athletics helped lead Newroads Financial Group to begin hosting their annual charity event “An Evening with Eric LeGrand” in 2013 in support of finding a cure for Spinal Cord Injury.
Jason resides in Clinton Township in Hunterdon County, NJ with his wife, Debbie and their two children, Jenna and Sean, and their three Labrador retrievers. Jason enjoys spending time with his family, playing golf, attending his children’s sporting events and of course, anything involving Rutgers.
Jason R. Newcomb, CFP® is a registered representative (and investment advisor representative) of Securian Financial Services, Inc. Securities and investment advisory services are offered through Securian Financial Services, Inc., member FINRA/ SIPC. Newroads Financial Group is independently owned and operated. Separate from the financial plan and his role as financial planner, Jason may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them. 2484131 | 04/2019
Ronald J. Garutti Jr., CFP®
In search of providing more detailed and comprehensive written financial plans, Ron joined Newroads Financial Group in July of 2008 following a 13-year stint at Langdon Ford Financial (LFF). Ron had the dual role of advisor and Registered Principal at LFF. Prior to working at LFF, Ron earned his Bachelor of Science degree from the Rutgers University School of Business in 1995. He obtained his CERTIFIED FINANCIAL PLANNERTM certification in 2003 and continues to maintain that certification with continuing education credits earned annually.
Ron regularly attends financial services and financial planning seminars and conferences to keep current on the many aspects of comprehensive financial services, including financial planning. Ron and business partner, Jason Newcomb, have appeared in several web-based videos in an effort to educate clients about current market perspectives and to provide updates on Newroads Financial Group.
He has appeared in The Star Ledger, New Jersey’s largest newspaper, where he has contributed to multiple financial columns and business related news articles dating back to 2001. He has also appeared in The New York Times, The Wall Street Journal, Investment News magazine, Growing Wealth magazine, The Daily Record, The Courier News, Entrepreneur.com, and Eons.com. Ron was a Main Platform speaker at both the 2009 and 2010 “Road To Personal Wealth” financial conferences, held at Rutgers University and Caldwell College, respectively.
Ron and Jason are co-founders of “An Evening With Eric LeGrand”. Intended as a one-time event in 2013 to help Eric launch his foundation, Team LeGrand, as part of the Christopher & Dana Reeve Foundation. The event was such a success that it continues as an annual event of inspiration and great fun. All expenses associated with hosting and marketing are personally funded by Ron and Jason. As a result, 100% of donations raised go directly to finding a cure for spinal cord injuries. To date over $335,000 has been raised from the first seven events and it continues to grow each year.
Ron is highly involved in supporting his Alma Mater. In 2010 he found a new way to support his second home as a guest lecturer. He has lectured as a guest speaker in a financial planning class in the undergraduate School of Management and Labor Relations curriculum. Ron is also a volunteer for the Rutgers Leadership Academy where he helps student athletes with career education. In 2012 Ron became an inaugural volunteer of the Rutgers School of Business teamUP mentoring program where he continues to mentor 1-2 students each semester through a semester long one-to-one goal setting and educational relationship.
Ron, his wife, Jen, and their two children, Devon and Trey, live in Raritan Twp, New Jersey, where they are both very active in their community. Ron enjoys spending time with his family, watching Devon blossom as a young equestrian rider, coaching all of Trey’s sports, an occasional round of golf and following the Rutgers football team wherever they may play. Fun fact – Ron has attended every Rutgers Football bowl game the team has played except The Garden State Bowl in 1978. Ron serves on the Board of the Flemington Falcons and is also a founding member of the Football Coaches Leadership Council for the HC Falcons football team.
Ronald J. Garutti Jr., CFP® is a Registered Representative (and Investment Advisor Representative), of Securian Financial Services, Inc. Securities and investment advisory services are offered through Securian Financial Services, Inc, member FINRA/SIPC. Newroads Financial Group is independently owned and operated. 16 Harrison Street, Clinton, New Jersey 08809. 2932552 | 02/2020
Michael A. Nisivoccia, CFP®
Michael joined Newroads Financial Group in 2013 shortly after earning the distinguished CERTIFIED FINANCIAL PLANNER™ designation. As a CERTIFIED FINANCIAL PLANNER™ professional, Michael acts as a fiduciary and in his clients’ best interests at all times when providing financial planning He actively maintains his designation, licenses and registrations by completing continuing education courses on all aspects of financial planning and services and is consistently educating himself on new strategies as the industry continues to evolve.
Michael is also responsible for initiating and developing the Foundational Financial Plan program for the next generation of Newroads clients. In 2016, he was promoted to Partner, increasing his leadership role within the firm. Michael’s continued commitment to exceptional client service and growth have made him an integral part of the Newroads team.
Michael believes that education and empowerment of his clients serve as the cornerstone of their future success. Along with John Rivers, he teaches comprehensive retirement education courses for pre-retirees that focus on both the financial and non-financial issues encountered before, during, and after entering retirement.
He is a graduate of Boston College with a Bachelor of Science in Business Management with concentrations in Finance and Management & Leadership. He is an active member of the Boston College Alumni Association and the Seton Hall Preparatory School Alumni Association. Michael began his career with Langdon Ford Financial in 2010 and has both FINRA Series 7 & 66 registrations along with his Life, Health and Accident Insurance licenses.
Michael currently resides in Hoboken, New Jersey, with his wife Suzie and his son Thomas, where he enjoys spending time with his family, traveling, and golf.
Michael A. Nisivoccia, CFP® is a registered representative and investment advisor representative of Securian Financial Services, Inc. Securities and investment advisory services are offered through Securian Financial Services, Inc., member FINRA/ SIPC. Newroads Financial Group is independently owned and operated. 3011782 | 04/2020
John J. Rivers, CLTC
Senior Financial Advisor
John’s relationship with Newroads Financial Group began when he and his family became clients in 2002. After personally experiencing the comprehensive financial planning process and ongoing advice that helped keep his family on the path toward their goals, he began to consider the opportunity to help others in the same capacity. After enjoying multiple careers spanning more than 35 years in Law Enforcement, Fortune 500 companies, and the non-profit arena, John successfully made the transition into financial services.
John’s diverse career background, along with his proactive approach to developing financial solutions, uniquely qualifies him to help other individuals and families. He uses his extensive work and life experiences to help clients identify and achieve their financial goals. He has earned his FINRA Series 7 & 66 registrations and holds his Life, Health and Long Term Care insurance licenses in multiple states. John is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc.
John partners with Michael A. Nisivoccia, CFP® of NFG, to teach Retirement Planning Adult Education classes and has also spoken on unique financial services related topics to organizations such as the Hunterdon County Bar Association, Hunterdon County Library, as well as other civic organizations.
In addition to his role as Senior Financial Advisor, husband and father, John has served on numerous volunteer boards of community and faith-based organizations in positions, including serving as Board Chairperson and Finance, Fundraising, and Stewardship Committee Chairs. John and his wife Susan, live in Annandale, New Jersey. Their two sons, Matthew and John, are currently living in China and Washington D.C. and in his free time, John enjoys catching up with them, sports, fishing and the New York Yankees.
John J. Rivers is a registered representative and investment advisor representative of Securian Financial Services, Inc. Securities and investment advisory services are offered through Securian Financial Services, Inc., member FINRA/ SIPC. Newroads Financial Group is independently owned and operated. 2204965 | 08/2018
Barry Friedson, CFA®, CFP®
Financial Advisor Special Needs Division
Barry started his financial planning career at Allied Wealth Partners, in 2012 after a decade on Wall Street delivering complex trading and portfolio optimization solutions for portfolio managers and traders at various financial institutions including Alliance Capital, Deutsche Bank and Arden Asset Management.
At Allied Wealth Partners, Barry co-founded the Special Needs Division in order to provide financial planning solutions for the unique needs of families with a child with special needs. Being a father of a son with special needs, he understands the challenges and joys that special needs families face. He works with his clients to ensure that their loved one with special needs can be provided the care that they require throughout their lifetime. Since every family’s situation is unique, he delivers individualized customized solutions for his clients that he considers “Exceptional plans for extraordinary people”. In 2016, Barry joined Newroads Financial as a Senior Financial Planner and still maintains a strong affiliation with Allied Wealth Partners and the Special Needs Division.
Barry has been awarded the Certified Financial Planner TM (CFP ®) designation. To earn the CFP® an advisor must have a bachelor’s degree, have at least three years of full-time financial planning related experience, and complete course work in the following areas: insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning. The advisor must pass a comprehensive 10 hour examination. He is also a Chartered Financial Analyst (CFA®). In addition to holding his Series 7 and 66 registrations, Barry is a licensed broker of life, health, disability and long-term care insurance. Barry earned his Master of Business Administration in Finance from the Stern School of Business at New York University as well as duel engineering degrees from the University of Pennsylvania.
Barry resides in Scotch Plains with his wife, Denise, their two children. He is involved in many local charitable organizations including The Valerie Fund, the Leukemia and Lymphoma Society, as well as a family foundation through UJA in New York. Barry is an active member of the Penn and NYU Alumni associations. He is an avid runner having completed multiple full and half marathons and a lifelong fan of the NJ Devils.
Financial Advisors do not provide specific tax or legal advice. This information should not be considered as specific tax or legal advice. You should consult your tax or legal advisor regarding your own tax or legal situation.
Barry Friedson is registered representative and investment advisor representative of Securian Financial Services, Inc. Securities and Investment Advisory services offered through Securian Financial Services inc. member FINRA/SIPC. Newroads Financial Group is independently owned and operated. 2789987 | 10/2019
Client Relations Manager
Rachel joined Newroads Financial Group in January 2020 to collaborate with Jason R. Newcomb, CFP® on fostering the exemplary service that we provide to our clients. Rachel‘s role involves assisting new and existing clients with their financial plan recommendations and ongoing account service. Her focus is on streamlining operations to further firm efficiency and growth while striving for the overall goal of enhancing our clients’ experience.
In 2019, Rachel obtained her Series 7 and 66 securities registrations as well as her Life, Health and Accident Insurance licenses while working with Ameriprise Financial in Montclair, NJ. Before she joined Ameriprise, Rachel assisted in the operation of a family investment advisory business for ten years while raising her children. Prior to entering the financial services industry in 2007, Rachel held the position of Risk Management and Litigation Counsel at Realogy Corporation. She is a graduate of Northeastern University and Albany Law School and although she does not provide legal advice, she maintains her admissions to the bar in NJ, NY, CT and the District of Columbia.
Rachel and her two daughters, Madeleine and Sophia, reside in Randolph, NJ. Madeleine is a nursing major at the University of South Carolina and Sophia is a Randolph High School senior. Rachel loves spending her free time with family and friends on Schroon Lake in New York’s Adirondack Mountains where they enjoy boating, skiing and hiking.
Rachel DiFusco is a registered representative and investment advisor representative of Securian Financial Serivces, Inc. 2924585 | 01/2020
Jennifer began her professional career in 1988 at the central office of Littman Jewelers in Edison, New Jersey. She graduated from the Cittone Institute with a Legal Office Specialist Certificate in 1994 while working in Littman’s accounting area. Soon after obtaining her certificate, Littman Jewelers offered her the position of Administrative Assistant to the Executive Vice President of Operations. For the next six years, Jennifer learned the fundamentals of business operations and provided executive support.
In 2000, Jennifer turned her focus to raising her children while continuing to work in various part-time sales and customer service positions. She returned to full time employment in 2009 as an Administrative Assistant at Sun National Bank.
Newroads Financial Group was excited to welcome Jennifer as an additional team member in May 2011. She currently provides service to the extensive needs of our clients while using her business operation skills to continuously improve the firm’s administration.
Jennifer, her husband Al, and their two children, Tyler and Shane, reside in Franklin Township in Hunterdon County, NJ, where they are very involved in lacrosse, Boy Scouts and youth group.
Erin began her banking career with PNC Bank as a financial sales consultant and ultimately moved forward to Chase Bank as a personal banker. She worked with many small businesses, helping owners develop and strengthen their businesses. She also built many personal banking relationships with clients and truly enjoyed her work in the financial services field.
After stepping away from her banking services career, she turned her attention to raising her family. In 2015 she began another career managing a dynamic family and their busy household. While organizing travel schedules, household management and daily activities, she also focused on educating the family’s children. During this time, Erin also taught music classes to families with young children.
In 2019, she joined the Newroads Team as Executive Assistant to Ronald J. Garutti, Jr., CFP®. Erin meets the extensive needs of our team and our clients while continuously looking for ways to improve the firm’s administration procedures. Erin is often the first face you see as she happily greets you upon arrival at Newroads. She enthusiastically contributes to the team and is dedicated to providing excellent client service to all our Newroads Financial Group partners.
Erin and her daughter, Lorena, live in Milford, New Jersey. She spends her free time performing in community theater and entertaining for children’s events. Erin and her family enjoy their time together, hiking, traveling, and supporting the arts.